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J A Dava

A prolific public speaker, JA has served as a Project Consultant with HBM since 2002. His background in real estate and lending has positioned him as a key consultant for many national firms. With 10 years of experience as a top producing mortgage originator, over 80% of JA’s production was purchase business, using HBM as his platform. A REALTOR® for 12 years, JA built over $25 mil in sales in his first 2 years while implementing HBM as his main business building strategy. He now openly shares his knowledge, serving lenders and realtors around the country. JA is an expert team builder, coach, trainer, and business consultant. On a personal note, his passion for ministry has led to JA’s involvement in local Men’s Ministries, Promise Keepers and the Billy Graham Ministry.



Ken Erickson

Ken has been providing training and guidance to loan officers and real estate agents since 2010, and has been an avid user of HBM since 2001. In 1982 Ken started his real estate career as a 2nd generation real estate agent. In 2001 Ken obtained his real estate broker’s license and is currently the broker owner of his own independent firm. Ken is a current user of HBM, with passion for the real estate and lending industries. He is an exceptional resource to those he serves as he provides practical yet powerful consultation, with a great balance of accountability to their production goals.



Brad Erpelding

Brad has been a Project Consultant with HBM since 2006 and has earned the loyalty of lenders, REALTORS and mortgage leadership throughout the country. Prior to joining HBM, Brad owned and managed a large regional mortgage company, which covered 8 states and 23 markets in the upper Midwest. Brad has always been passionately involved with the mortgage and real estate industries, with one objective; to positively impact as many professionals as possible. He also served as a 2-term mayor in Blackduck, MN. Brad has a rich history in national sales management, and his HBM clients reap the benefits of his business development experience, his passion for success, and his strategic coaching ability.


Mitch King

Mitch joined the Project Consultant team in 2010 with tremendous passion and enthusiasm for HBM and the clients he serves. He has an 18 year history in sales; as a top producer, who successfully increased his production with the HBM Business Plan and technology and as a branch manager, implementing HBM as his strategy to turn a failing branch into a true success story. Mitch easily identifies with loan officers and managers alike and with his commitment to enhancing the lives of sales people, Mitch is a favorite project consultant to many across the country.





Paula Peck

As a Project Consultant for HBM since 2003, Paula has provided training to thousands of loan officers. Paula entered the mortgage business in 1996 as a trainer and coach and in 2001 she moved into loan origination earning the title of top producer for each of the 11 years she originated. Paula is currently the HBM Director for Prospect Mortgage, training and coaching loan officers and real estate agents on a national scale. As an articulate, motivational and intuitive trainer, Paula creates exceptional engagement and learning with her audience. Paula has 6 children, 11 grandchildren and enjoys cooking, gardening and spending time with her husband and large family.



Ron Steele

Ron has been a leader in the industry for over 25 years as part of a top producing real estate team with Berkshire Hathaway. His team consistently carries over 50 listings while implementing the HBM business plan. Ron has served as Senior National Project Consultant with HBM since 1997, sharing his vast real estate knowledge as a national public speaker, trainer and coach to lenders and real estate agents. Ron is also an expert in executive strategic planning, working with key lenders around the country. Proud of his Midwestern roots, Ron is compelled to serve and support the vision and success of HBM’s clients with exceptional commitment.